TERMS OF USE
Introduction
‍Welcome to www.ruchilaw.com. This Site is owned and operated by Ruchi Kapadia (“we” or “us”).These Terms of Use (“Terms”) govern your use of our Site, hereafter referred to as “the Site.” These Terms include information about usage, licensing, and intellectual property. Please read these Terms carefully. By using the Site, you consent to these legally binding Terms as well as our Privacy Policy, which is hereby incorporated.

‍Consent and Capacity
‍Your use of our services is conditioned on your acceptance of these Terms. If you do not agree with these Terms, please discontinue your use of the Site.By using our services, you warrant that you are entering into a binding contract with Ruchi Kapadia.Areas of the Site may also be subject to additional terms. Any additional terms are not intended to replace or supersede these Terms, but rather supplement them in those specific areas. Please familiarize yourself with those additional conditions before accessing them.

‍Intellectual Property Rights
‍Ruchi Kapadia’s trademarks, trade names, logos, and other intellectual property incorporated into the Site are the sole property of Ruchi Kapadia or its licensors and are protected under copyright, trademark, trade secret, and other intellectual property laws.Copying or distributing any material, illustrations, photographs, video, or content from the Site without consent is strictly prohibited. Any use that constitutes an infringement of the above-stated intellectual property rights is also prohibited.We reserve the right, at our sole discretion, to remove any content or take any steps deemed appropriate to protect these rights.

‍User Responsibilities
‍Users of the Site agree to the following guidelines:You will not circumvent, evade, disable, or otherwise interfere with the security of the Site.You will not infringe the intellectual property rights of others.To access certain portions of the Site, you may be required to provide information. This information must be truthful, accurate, and complete. The information you provide is subject to our Privacy Policy, which is hereby incorporated into these Terms.

‍Disclaimer
‍THE SITE, ITS CONTENT, AND ALL MATERIALS ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OR GUARANTEE. YOU ACCESS THE SITE AT YOUR OWN RISK.RUCHI KAPADIA DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO:EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITYFITNESS FOR A PARTICULAR PURPOSENON-INFRINGEMENTRUCHI KAPADIA WILL NOT BE LIABLE FOR ANY DAMAGE THAT MAY ARISE FROM YOUR USE OF THE SITE.We make no guarantees regarding the accuracy or usefulness of the materials, content, software, or services provided via the Site. We also do not promise that our software is free from viruses, malware, or any other harmful components, or that the Site will be available without interruption.This section applies to the fullest extent allowed by applicable law.

‍Limitation of Liability
‍TO THE MAXIMUM EXTENT PERMITTED BY LAW, RUCHI KAPADIA DOES NOT ACCEPT LIABILITY FOR ANY FORM OF LOSS OR DAMAGE, WHETHER:DIRECTINDIRECTCONSEQUENTIALSPECIALEXEMPLARYINCIDENTALACTUALPUNITIVEIncluding, but not limited to:Personal injuryFinancial lossData lossOpportunity lossThird-party use or misuseService interruptionUser dissatisfactionResponsibility and risk lie solely with you, the user.Ruchi Kapadia, along with its directors, shareholders, employees, agents, representatives, subsidiaries, assignors, and licensors, shall not be held liable in any event.Where statutory law prohibits limiting liability for gross negligence, Ruchi Kapadia’s liability is limited to the full extent allowed by law.

‍Indemnification
‍You agree to indemnify and hold harmless:Ruchi KapadiaIts directors, shareholders, employees, representatives, agents, subsidiaries, assignors, and licensorsFrom any lawsuits, disputes, claims, proceedings, demands, costs, or expenses related to:Your use of the SiteYour breach of these Terms or any other incorporated policy

‍Choice of Law
‍These Terms, and any disputes arising from your use of the Site, are governed by the laws of the State of Florida.Both parties agree to submit to the jurisdiction of the courts of Florida.

‍Dispute Resolution
‍We aim to resolve disputes efficiently and cost-effectively. If a dispute arises: You agree to contact us first and attempt to resolve the issue informally. If informal resolution fails, the matter will be submitted to binding arbitration. YOU WAIVE ANY RIGHT TO A JURY TRIAL in all legal proceedings related to these Terms and your use of the Site. ALL PARTIES WAIVE THE RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT.

Severability
‍If any part of these Terms is found unenforceable, void, or invalid, the remaining provisions will remain in full force and effect.

‍Changes to These Terms
‍We may update these Terms periodically. Any updates will be posted on this page. In the event of material changes, we will notify users via a notice on the Site, and registered users will receive an email.Please review this page regularly for updates.

‍Contact Us
‍If you have questions, comments, or concerns about these Terms or our services, please reach out via email at:
📧 Rkapadia@ruchilaw.com

‍Effective Date: 03/01/2025